Every driver needs car insurance, making it a pricey but necessary part of car ownership. But when picking your policy, it’s important to balance appropriate cover and price.
While some big operators require you to go direct, many major insurers’ quotes can be compared via specialist websites online. These sites promise to save you hundreds by showing a host of options once you’ve entered your data.
• Car insurance comparison sites: can you trust them?
Improvements to these services since our last test mean many now offer driving licence look-up, too, so insurers can check you’re an honest motorist and offer you a cheaper deal. We’ve put eight insurance comparison sites to the test to find out which is easiest to use and offers the most competitive quotes.
How we tested them
We got quotes for a 40-year-old man from Oxford driving a Ford Focus 1.6-litre diesel to compare prices.
It wasn’t all about the cheapest policy, though; we were looking for a site that generated a large number of reasonably priced quotes from known brands.
It was also important for sites to provide cover that we’d asked for in terms of excess and no-claims. Those that allowed us to fill in our details quickly and easily scored points, plus we rated the speed of search and how clear the information was about the insurance policies, including add-ons like windscreen protection.
• Car insurance: how to get a cheap deal
Verdict
In reality, there’s very little to choose between the big names here in terms of annual insurance premiums, but Compare The Market has the edge in our test it for its extremely easy-to-use interface. The others are still worth using to find the best deal for you, though. If you have time, it can be worth putting your details through them all.
- 1. Compare The Market
- 2. GoCompare
- 3. MoneySuperMarket